Invest
in your child’s future
with my529

Even small sums set aside regularly over time help make higher education more affordable. Each dollar saved is a dollar you don’t need to borrow and repay with interest.

my529 can help everyone save, even if you’re not a Utah resident.

For Parents

For Grandparents

For Anyone Who Wants to Save for Education

For Financial Advisors

For Employers

incentiFive℠ — a savings program for new Utah parents

As a Utah parent of a newborn, you have a unique opportunity to plan for your child’s future: By joining our program and contributing just $100 a year for your baby’s first five years, you can unlock up to $929 in special incentive contributions to help your little one soar toward their academic dreams.

my529 drops administrative fees for all investment options

The drop, effective July 1, 2026, decreased the Administrative Asset Fee across all accounts and investment types.

Is the thought of end-of-year documents piling up too scary?

Save some fright and get ahead of the busy holiday season curve by going paperless today. By choosing to receive my529 communications electronically, you’ll have access to your tax forms as soon as they are posted in your secure, online account.

New Program Description now available

Our new Program Description, dated March 25, 2026, is available to read here.

Calculate your college savings needs

my529 is working with Invite Education to provide a financial calculator to help you plan out a strategy for higher education costs. Just plug in your information and future goals. Change variables on which schools your beneficiary might attend or how much you want to contribute to savings on a regular basis, then view your results. You can explore multiple future possibilities. After you’ve made your calculations, you can print out a personalized report.


The latest from the my529 blog

  • What’s in a degree? Exploring the value of a college education

    What’s in a degree? Exploring the value of a college education

    Over recent decades, there has been no shortage of ink spilled in the debate over the value of higher education. You’ve likely heard the arguments on either side; it’s possible you have a strong opinion yourself. But for today, let’s get back to the basics and explore the underpinnings of why we think college is…

    Read more

  • Need help with paying for college or technical school? Look no further than FAFSA

    Need help with paying for college or technical school? Look no further than FAFSA

    Have you ever wished you could get help paying for two-year technical training or a four-year college degree? There is a program to do just that — and it’s free to apply. It’s called the Free Application for Federal Student Aid, more commonly known as FAFSA. FAFSA is a nationwide program that assesses your financial…

    Read more

  • my529’s industry-low fees just got lower

    my529’s industry-low fees just got lower

    my529 recently reduced its Administrative Asset Fee by one basis point for all investment options. While so many costs for families are rising, we hope these additional savings will help encourage investing in the next generation. This is the 13th time in 15 years that my529 has lowered fees, demonstrating a commitment to low costs for…

    Read more


my529 earns Morningstar Gold for 2025

For 15 years, my529 has been named annually as one of the country’s top 529 educational savings plans by Morningstar, a leading industry analyst. One of only five 529 plans nationwide to earn the Morningstar Analyst Rating™ of Gold for 2025, Utah’s plan has received consistent recognition for its investment option design, experienced investment team and low fees.


my529 plan in action

my529 has been helping families save for education for 30 years. Investing now for future educational costs can add up and save you from paying back money you borrowed with interest. my529 also has tax advantages that helps you reach your savings goals.


This hypothetical scenario is for a my529 account over 18 years with a contribution of approximately $40 at account opening and on the first day of each month, with a 5% rate of return compounded annually.

What can my529 savings be used for?

tuition & books icon

Tuition & Books

supplies icon

Supplies & Equipment

room & board icon

Room & Board

computer icon

Computers & Internet

apprenticeships icon

Apprenticeships

College pays.
So does an early start to savings.

At my529 we believe in your child’s budding talents–his fascination with flight, her knack for math or love of painting. We help you invest for education so you can help your child achieve his or her dreams.

Want to learn more about my529
but aren’t sure where to head next?