FAFSA FAQ

Frequently asked questions about the upcoming FAFSA enrollment period

The federal government has made key changes to the student aid application with the goal of simplifying the application process and making it more accessible for applicants.

1. What is the FAFSA?

Students must fill out the Free Application for Federal Student Aid (FAFSA) to be considered for federal student aid. The federal government offers grants, loans, work-study and other options for aid.

2. When is the application available?

The 2026-27 FAFSA will be available by October 1, 2025.

3. Who contributes information for the application?

Students who are dependents will need to supply parent information on their FAFSA. Students who are independent do not have to supply their parents’ information.

4. How is information supplied to the application?

Your tax information from your 2025 taxes will be transferred directly onto your form by the IRS. This information will be used to determine your eligibility for student aid.

5. How are 529 accounts used in the application?

Starting in 2024, for both dependent and independent applicants, distributions from a grandparent-owned my529 plan were no longer counted as income to students for the purpose of determining financial aid eligibility.

6. Do you need a StudentAid.gov account?

Yes, both the student and the parents and/or guardians need to have their own account and password to access and complete the online FAFSA.

7. What is the Student Aid Index (SAI)?

Student Aid Index (SAI) is the metric by which the FAFSA calculates a student’s eligibility for aid. Family aid received is factored in the SAI.

8. When is the deadline to apply?

The deadline is June 30, 2026. However, your chances of receiving aid are much higher if you submit the application earlier as financial aid is typically awarded on a first-come, first-served basis.