Approximate cost of a $10,000 investment table

As of July 2025

The table compares the approximate cost of investing in my529 over different periods of time. The actual cost may be higher or lower. The table is based on the following assumptions:
• A $10,000 investment invested for the time periods shown.
• A 5% annually compounded rate of return on the amount invested throughout the period.
• All units are redeemed at the end of the period shown for qualified education expenses.
• The table does not consider the impact of any potential federal or state taxes on the redemption.
• Total annual asset-based fees remain the same as those presented in the my529 Asset Fee Structure Table in the Program Description and are reflected in this table as an annual fee assessed on the
average yearly balance.
The Vanguard, Dimensional and PIMCO Underlying Fund Expenses apply to the Vanguard, Dimensional and PIMCO funds, respectively. There are no underlying investment expenses assessed on the assets invested in
FDIC-insured accounts.

Notes
1. All my529 investment options that include the PIMCO Interest Income Fund will have wrap and custody fees of approximately 0.165% based on the allocation percentage of the fund in each option. Wrap
providers, generally large insurance companies and/or well-established banks, charge wrap fees to guarantee payment of account balances regardless of market conditions, subject to certain conditions. The wrap
fees are paid directly from the PIMCO Interest Income Fund and reduce the Fund’s return, but the fees are not reflected in the estimated underlying fund expense ratio.
2. The ranges shown for the customized investment options reflect the lowest and highest possible costs, assuming the entire investment option is invested in the least or most expensive underlying investments.
However, the cost of the investments will depend on the underlying investment allocation chosen by the account owner/agent. Total annual asset-based fees for a customized investment option allocation can be
calculated by using my529’s Customized Age-Based or Customized Static allocation and fee calculators online at my529.org.
3. The total Underlying Fund Expenses for the Global Equity Portfolio, Real Estate Securities Portfolio, and the DFA International Value Portfolio reflect a fee waiver and/or expense assumption arrangement pursuant
to a Fee Waiver/Expense Assumption Agreement with Dimensional Fund Advisors LP in effect through February 28, 2026. The total Underlying Fund Expense may increase if the Fee Waiver/Expense Assumption
Agreement is not extended. The total Underlying Fund Expenses for the U.S. Large Cap Value Portfolio and the DFA International Value Portfolio reflect a permanent, contractual Fee Waiver Agreement with
Dimensional Fund Advisors LP.
4. See underlying fund expenses in the Underlying Fund Expenses table in the Program Description.