Para abuelos

Convierta la universidad en una posibilidad para su nieto. Abra una cuenta my529 hoy.

Las cuentas son gratuitas y flexibles

  • There is no charge to open an account.
  • No initial or ongoing contribution is required.
  • A variety of investment options.
  • You control the account.
  • You decide how much and how often to contribute.
  • When it’s time for college, you—not the beneficiary—request withdrawals.

Beneficios fiscales

  • Account earnings grow deferred from federal and Utah state income tax. This means any earnings in your account are not taxed as they accumulate.
  • Individual Utah taxpayers can claim a Utah state income tax credit for contributions to their accounts, up to a certain limit.
  • Withdrawals are exempt from federal and Utah state income taxes when used to pay for qualified higher education expenses, including eligible K-12 expenses, of your beneficiary.
  • Earnings on nonqualified withdrawals may be subject to federal income tax and a 10% federal penalty, as well as state and local income taxes.

Invite a otras personas a donar

Inscríbase en el Programa de donaciones my529 luego de abrir una cuenta.

Deje que otros vean su cuenta

  • Grant read-only online access.
  • Parents, grandchildren, and others can see your account balance, investment option, and other details.
  • You remain in control.

Si prefiere no abrir una cuenta

  • You can still contribute to a my529 account owned by another person.
  • Mail a check to my529 with the account number and beneficiary’s name written on the front.
  • Or ask the account owner to set up an online gift page on his or her account via the Gift Program.

Want to learn more about my529
but aren’t sure where to head next?