Investment Option Performance

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Below are the performance returns for {{vm.formatDropDownDate(vm.selectedMonth.Date)}}. Remember, past performance is not indicative of future performance. To view the previous month, select the date from the drop down menu below. To view a footnote, simply hover your cursor over the footnote number.


The value of your my529 account may vary depending on market conditions and the performance of the investment option you select. It could be more or less than the amount you contribute. Your investment could lose value. Past performance is no guarantee of future returns. You assume all investment risks, including potential for loss of principal as well as responsibility for any federal and/or state consequences. Accounts are opened based on representations by you and with your express agreement to the Terms and Conditions of the my529 Account Agreement. Information on this website does not supersede the information in the Program Description and the actual written contracts and agreements that establish my529 accounts.

View investment option performance as of:

View the returns for: Age-Based Investment Options | Static Investment Options | Customized Funds

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my529 Investment Option Performance as of {{vm.formatDropDownDate(vm.selectedMonth.Date)}}

These returns were amended and restated on {{vm.formatDropDownDate(vm.selectedMonth.amendedDate)}}

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Age-Based
Investment Options
Latest
Month
Latest
Three
Months
Year to
Date 1
One
Year
Average Annualized Return 2 Inception
Date 3
Three
Year
Five
Year
Ten
Year
Since
Inception
{{investOption.Name}}
Age {{option.Age}} {{option.OneMonth}} {{option.ThreeMonth}} {{option.YTD}} {{option.OneYear}} {{option.ThreeYear}} {{option.FiveYear}} {{option.TenYear}} {{option.SinceInception}} {{option.InceptionDate}}
Static
Investment Options
Latest
Month
Latest
Three
Months
Year to
Date 1
One
Year
Average Annualized Return 2 Inception
Date 3
Three
Year
Five
Year
Ten
Year
Since
Inception
{{option.Name}} {{option.OneMonth}} {{option.ThreeMonth}} {{option.YTD}} {{option.OneYear}} {{option.ThreeYear}} {{option.FiveYear}} {{option.TenYear}} {{option.SinceInception}} {{option.InceptionDate}}
Customized
Investment Options
Latest
Month
Latest
Three
Months
Year to
Date 1
One
Year
Average Annualized Return 2 Inception
Date 3
Three
Year
Five
Year
Ten
Year
Since
Inception
{{vm.selectedMonth.customized[0].Name}}
{{option.Name}} 4 {{option.OneMonth}} {{option.ThreeMonth}} {{option.YTD}} {{option.OneYear}} {{option.ThreeYear}} {{option.FiveYear}} {{option.TenYear}} {{option.SinceInception}} {{option.InceptionDate}}
{{vm.selectedMonth.customized[1].Name}}
{{option.Name}} {{option.OneMonth}} {{option.ThreeMonth}} {{option.YTD}} {{option.OneYear}} {{option.ThreeYear}} {{option.FiveYear}} {{option.TenYear}} {{option.SinceInception}} {{option.InceptionDate}}
{{vm.selectedMonth.customized[2].Name}} 5 {{vm.selectedMonth.customized[2].Options[0].OneMonth}} {{vm.selectedMonth.customized[2].Options[0].ThreeMonth}} {{vm.selectedMonth.customized[2].Options[0].YTD}} {{vm.selectedMonth.customized[2].Options[0].OneYear}} {{vm.selectedMonth.customized[2].Options[0].ThreeYear}} {{vm.selectedMonth.customized[2].Options[0].FiveYear}} {{vm.selectedMonth.customized[2].Options[0].TenYear}} {{vm.selectedMonth.customized[2].Options[0].SinceInception}} {{vm.selectedMonth.customized[2].Options[0].InceptionDate}}
{{vm.selectedMonth.customized[3].Name}} {{vm.selectedMonth.customized[3].Options[0].OneMonth}} {{vm.selectedMonth.customized[3].Options[0].ThreeMonth}} {{vm.selectedMonth.customized[3].Options[0].YTD}} {{vm.selectedMonth.customized[3].Options[0].OneYear}} {{vm.selectedMonth.customized[3].Options[0].ThreeYear}} {{vm.selectedMonth.customized[3].Options[0].FiveYear}} {{vm.selectedMonth.customized[3].Options[0].TenYear}} {{vm.selectedMonth.customized[3].Options[0].SinceInception}} {{vm.selectedMonth.customized[3].Options[0].InceptionDate}}
The information above shows the returns for the following underlying investments and are net of the my529 Administrative Asset Fee. Returns on an account invested in the Customized Age-Based or Customized Static investment options will depend upon the underlying investment allocation chosen by the account owner/agent. In addition, individual account performance will vary based on the timing of the investments in the investment option, any cash flow in or out of the my529 account during the investment period, and on the balances in the my529 accounts.

Important Information Regarding Investments in my529

The performance returns shown in the table above are based on a $10,000 beginning account balance, assuming the money was invested on the first day and held until the last day of each period shown. These returns only reflect the performance returns of a hypothetical $10,000 investment for a particular investment option over the stated period of time reflected in the table, not for individual accounts. Individual account performance will vary based on the timing of the initial and subsequent investments; withdrawals (if any); and the account balances.

The returns shown above (a) take into account the underlying investment performance for each period; (b) show applicable interest and dividends; and (c) are net of the Administrative Asset Fee charged by my529 during such periods. Beginning on January 1, 2010, and ending on September 30, 2014, the Administrative Maintenance Fee of up to $15 annually was not reflected on the returns. The Administrative Mail Delivery Fee was included in the performance calculations until September 2014. The fee no longer applies to my529 accounts.

For age-based and static investment options, performance returns shown above assume that (a) prior to January 1, 2007, the investment options did not rebalance; (b) beginning January 1, 2007, and ending December 31, 2012, investment options rebalanced on January 1 of each year to match the target allocations for each investment option in effect at the time; and (c) beginning January 1, 2013, investment returns are based on the aggregate market value of the investment options, which reflect the actual investment rebalancing that takes place on the birthday of each beneficiary. For these reasons and the reasons stated above, the actual returns in an individual account will not match those shown in the tables.

Past performance does not guarantee future results. The value of a my529 account may vary depending on market conditions and the performance of the investment option selected. It could be more or less than the amount contributed. In short, an investment could lose value. Except for the underlying investment in the accounts insured by the Federal Deposit Insurance Corporation (FDIC) and held in trust by my529 at Sallie Mae Bank and U.S. Bank (Banks), investments in my529 are not insured by the FDIC. Contributions to and earnings on investments in the FDIC-insured accounts:

  • Retain their value, subject to the application of the rules and regulations of the Banks and the FDIC to each account owner.
  • Are allocated between the Banks according to the following percentages: Sallie Mae Bank (90 percent) and U.S. Bank (10 percent).
  • Are insured by the FDIC on a pass-through basis to each account owner at each bank up to the maximum amount set by federal law, which is $250,000. The amount of FDIC insurance is based on the total of (a) the value of an account owner’s investments in the FDIC-insured account at each bank, plus (b) the value of an account owner’s other accounts (if any) at each Bank, as determined by the Banks and by FDIC regulations.

Notes

1Year-to-date calculations are based on a calendar year; January 1 to the current month-end date.
2Average Annualized Returns for investment options with an inception date in the past 12 months are cumulative and nonannualized.
3The inception date is the first date that (a) the investment option was offered and/or received a contribution, or (b) the underlying fund was offered as part of either the Customized Age-Based or Customized Static investment options.
4Closed to new investments beginning on July 25, 2011.
5Public Treasurers’ Investment Fund is a pool of money managed by the Utah state treasurer in short-term investments. Closed to new investments as an underlying investment in the Customized Age-Based and Customized Static investment options beginning on July 25, 2011.