Age-Based Options: Aggressive Domestic

How it works

Age-based investment options automatically reallocate account funds to be weighted less in equity funds and more in fixed-income funds and FDIC-insured accounts as your beneficiary approaches college enrollment age.

The Age-Based Aggressive Domestic investment option allocates your entire account balance to one domestic equity fund—Vanguard Institutional Total Stock Market Index Fund—until your beneficiary reaches age 7.

At age 7, two fixed-income funds are added to the investment mix:

  • Vanguard Total Bond Market Index Fund
  • Vanguard Short-Term Investment-Grade Fund

FDIC-insured accounts are added when your beneficiary reaches age 15.

As your beneficiary ages, the percentage of account money allocated to the fixed-income funds and the FDIC-insured accounts increases. The percentage allocated to the domestic equity fund decreases.

When your beneficiary reaches age 19, the account has a 10 percent stake in equities, with the remaining balance divided between long-term and short-term fixed-income funds and the FDIC-insured accounts.

 

View the my529 Investment Option Asset Allocations Table.

Performance

View the my529 Investment Option Performance Table

Risks

Read the Program Description, Part 7 | Investment Information, for information about specific risks for the underlying investments in the Age-Based Aggressive Domestic investment option.

Fees

View my529’s Asset Fee Structure Table and Approximate Cost of a $10,000 Investment Table.